Embedded insurance is often seen as inclusive insurance’s quiet obsession – a way to reduce distribution costs and bring protection directly into everyday transactions, from payments to travel and digital purchases. As Michael J. McCord notes, its real value only emerges when it genuinely benefits customers, not just when it is embedded for convenience. From early bundled microinsurance models to today’s fintech-driven ecosystems like GCash and Nubank, the model has expanded rapidly, especially in emerging markets – yet its promise still depends on balancing scale, clarity, and trust.
We’re excited to introduce Member Voices, a new feature designed to spotlight member activities, perspectives, and success stories from across our community. We’re currently piloting this initiative in the LATAC region before expanding it to other regions in the future.
Read the latest stories from members across LATAC (currently available in Spanish only):



Prefer reading on the web or want to share? View the full newsletter here.
Our monthly newsletter Network Exchange is an invaluable resource for the extended inclusive insurance community, packed with articles and interviews on the latest trends, developments, innovations and debates in inclusive insurance, as well as forthcoming events and job openings.