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Claims ratios: how low is too low?

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The vexed question of low claims ratios is once again front of mind in the inclusive insurance community. Our 2021 Landscape of Microinsurance Study showed a dip in global median claims ratios – or loss ratios as they are sometimes called – for microinsurance products. But low claims ratios are by no means a new phenomenon – as long ago as 2014, a Finmark Trust

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