A summary article recapping the key takeaways from the 15th, 16th and 17th Consultative Forums, which took place in 2019 in Panama City, Panama, Johannesburg, South Africa and Dhaka, Bangladesh respectively.Consultative Forums were jointly organised by the Access to Insurance Initiative (A2ii), the International Association of Insurance Supervisors (IAIS), the InsuResilience Global Partnership and the Microinsurance Network (MiN).