Regulating for responsible data innovation: The role of insurance regulators in dealing with risks relating to consumer data protection and privacy

Hugo Fulco's picture

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Data innovation is challenging the traditional role of insurance regulators. Two major dilemmas emerge that insurance regulators and indeed all financial sector regulators face when confronted with how to regulate consumer data: 1. They must tread the balance to achieve positive consumer outcomes, by both enabling data-driven innovation but still protecting consumers from the risks that arise 2.

The Landscape of Microinsurance in Latin America and the Caribbean 2017

Hugo Fulco's picture

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With the present study, the Microinsurance Network’s World Map of Microinsurance (WMM) has identified microinsurance activities in Latin America and the Caribbean (LAC) as of 2016. The data collected through this study indicate that 8.1% of the Latin American population were covered by at least one microinsurance policy. An estimated total of 52 million people are now insured.

InsurTech for development: A review of insurance technologies and applications in Africa, Asia and Latin America

Cristina's picture

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The Cenfri research study, InsurTech for development: A review of insurance technologies and applications in Africa, Asia and Latin America, delves into how digital technologies and business approaches are starting to change the nature of insurance delivery, to ensure a more widespread, cost-effective reach with increased customer valu

Insights on Mobile Network Operators as a distribution channel for microinsurance in Asia

Annalisa Bianchessi's picture

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This report provides insights on Mobile Network Operators (MNOs) as a distribution channel for microinsurance in Asia. The study shows that there are an estimated 2.6 billion SIM cards activated through various carriers in the Asian region. Two Technical Service Providers (TSPs), BIMA and MicroEnsure, and eight MNOs, which carry out distribution of Mobile Microinsurance (MMI), were identified in the region.

The Landscape of Microinsurance in Sri Lanka

Annalisa Bianchessi's picture

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This report provides an analysis of the microinsurance sector in Sri Lanka with related data to the years 2013-2015. Microinsurance in Sri Lanka initially started as a service to support the microfinance sector, focusing on providing loan protection, insurance and life savings. The insurance business extended their services to provide welfare and health products to low-income people.

Sigma No. 4/2016 - Mutual insurance in the 21st century: back to the future?

Hugo Fulco's picture

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 This Sigma reviews recent developments in the mutual insurance sector. Given their heterogenous nature, the analysis compares developments among different groups of mutual institutions to gain insight into the anatomy of the sector and how that has changed over the recent past. The study then discusses current challenges and opportunities for mutual insurers.

The Landscape of Microinsurance Africa 2015

Annalisa Bianchessi's picture

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The study (available in English and French) provides an in depth analysis of the evolution of microinsurance in the African region in terms of products, delivery channels, regulations and profitability indicators to the industry, building upon the data released in the African Landscape Briefing Note in November last year.
 
The landscape measured a 63% premium growth, on an aggregate comparative basis, since the last landscape study in 2011, with 61.8 m people covered by at least one microinsurance policy by the end of 2014, compared to 44.4 m people in 2011.

The Landscape of Microinsurance in Latin America and the Caribbean 2014

Julia Graham's picture

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The 2014 installment of the World Map of Microinsurance programme's landscape studies focuses on the Latin America and the Caribbean region. An update on the 2011 Landscape of Latin America and the Caribbean, this study was produced to provide insurers with key data-driven insights and perspectives on the state of microinsurance in the region, and looks at trends in distribution, growth in the region, the focus on mass insurance and the business case.

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