This discussion paper develops an analytical livelihood- and people-centred framework to assess the potential of insurance for conflict- and disaster-induced displaced people.

The paper shows that there are two relevant scenarios, either before displacement, or after displacement, in which insurance may be an instrument.

Before displacement, insurable risks may be covered to sustain the livelihood of the target group and hence, reduce the risk of their displacement. After displacement, insurance approaches may help to sustain the newly built livelihoods.