This paper describes the main findings of a field experiment offering health insurance in Kenya. It offers a discussion of the participation in a composite health insurance product offered to tea farmers living in the district of Nyeri, Kenya, and belonging to the Wananchi Savings and Credit Cooperative Society. This paper documents several aspects of the study. First, it provides details of the population under study, with implications for the generalisations of experimental results from this to other contexts. Second, it presents the design and estimated causal impacts of policy treatments that were implemented as part of a randomised, controlled trial. Third, it provides descriptive evidence of the characteristics of those who bought insurance. These latter estimates should not be interpreted as causal, but rather are informative about the incidence of benefits from microinsurance interventions.
Microinsurance Innovation Facility, EUDN