Measuring the Impact of Micro-Health Insurance on Healthcare Utilization: A Bayesian Potential Outcomes Approach

One of the primary reasons for low healthcare utilisation rates in low-income countries is lack of affordable health insurance coverage. In recent years, Community-Based Health Insurance programmes are widely implemented across developing countries aimed at increasing healthcare utilisation and providing financial protection. This study investigates the causal effects of the programme on utilisation of healthcare services in Rwanda using non-randomised household survey data. In a Bayesian potential outcomes framework with Markov Chain...