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Rethinking the future of insurance

For centuries, the insurance industry has operated under a relatively straightforward business model; data is used to determine risks and underwrite policies, and premiums are then priced on the severity and likelihood of those risks. However, in a world where climate change is impacting our lives on a daily basis, this approach is no longer enough.

The fact is that the physical impacts of climate change are inextricably linked with the financial aspects of society....

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