Throughout the world's emerging markets, insurers increasingly are inclined to include microinsurance in their long-term strategies. This special report provides an overview of this type of business, describes the typical participants and discusses its potential. Microinsurance serves to improve coverage of basic human necessities in terms of business lines such as health, life, funeral, property and agriculture. Such micro policies transfer risk from low-income individuals, who do not have access to traditional insurance, to a group. The report will be used as a basis for a webinar that will examine the current state of microinsurance including distribution, funding, regulation and potential growth. Click here for more information.
A.M. Best Co. Special Report