MILK Discussion Note #2: Are Existing Health Financing Mechanisms Sufficient for Poor Women in Guatemala?

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The MILK Project has reviewed some of the data from the Microinsurance Innovation Facility's market study of BanRural clients in Guatemala in order to develop a better understanding of the health financing alternatives available to poor women in Guatemala and develop a hypothesis of the value that microinsurance might have for poor women. This hypothesis will be tested once Aseguradora Rural launches a new product aimed at covering women’s health needs and marketed to savings clients of BanRural in the last quarter of 2011. The MILK Project will then implement its Client Math methodology to study the direct value that the health microinsurance product has on poor women by comparing the financial costs of gynaecological health for women with the product to those of women without the product. The Client Math study will also seek to understand the role of insurance in increasing access to health care for low income women.

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4

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MicroInsurance Centre

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