The State of Microinsurance

The State of Microinsurance is the Microinsurance Network's annual report and provides insurance industry, experts and practitioners operating in the inclusive insurance space with key insights on the latest developments in microinsurance. This report is the result of a major initiative by the Microinsurance Network bringing together some of the most authoritative voices within the field of microinsurance with the objective of taking stock of the sector and providing sector players with an in-depth understanding of the context in which they operate.

The State of Microinsurance 2018

Editorial Board

  • Craig Churchill, Team Leader, ILO’s Impact Insurance Facility
  • Conchita D’Ambrosio, Professor of Economics, University of Luxembourg
  • R. Dale Hall, Managing Director of Research, Society of Actuaries
  • James Jones, Director, Katie School of Insurance and Financial Services, Illinois State University
  • Narender Kande, Senior Programme Officer, Community Mobilisation, Bill and Melinda Gates Foundation
  • Brigitte Klein, Head of Project, Financial Systems Approaches to Insurance, GIZ
  • Pritesh Modi, Director, Chief Actuary (Asia), LeapFrog Investments
  • Andrea Camargo, Head of Regulatory Affairs and Consumer Protection for Central America, Microinsurance Catastrophe Risk Organisation (MiCRO)
  • Katharine Pulvermacher, Executive Director, Microinsurance Network

From 2018, the publication will focus on the role played by inclusive insurance in achieving the Sustainable Development Goals (SDGs). 


The 2017 edition takes a closer look at microinsurance solutions for climate change, focussing on pioneering ideas in the way microinsurance is being designed and offered, and highlighting key lessons learned from a range of different programmes and initiatives. 


This second edition of the Microinsurance Network's yearly report presents the insights and views of 22 experts in the field with regards to innovative developments in product design, distribution and regulation. 


In the first edition of the report readers can learns about the landscape of microinsurance across the globe using data from the World Map of Microinsurance programme (an initiative by the Microinsurance Network in partnership with Munich Re Foundation and the Government of Luxembourg), failures and innovations in distribution of microinsurance by MicroEnsure, approaches to regulation across the globe from A2ii, the ILO’s Impact Insurance Facility take on the complexity of assessing and meeting demand, and the role of microinsurance in disaster risk management strategies from the Geneva Association.