Market insurance demand and market- India

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The studies clearly indicate that access to microinsurance by the poor and disadvantaged population can contribute significantly to the achievement of the Millennium Development Goals, particularly the goals of eradicating extreme poverty and hunger (MDG 1), promoting gender equality and empowering women (MDG 3) and developing a global partnership for development (MDG 8).

L’Union Technique de la Mutualité Malienne, Mali

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This case study is about an institution that is owned, controlled and used by very humble people (street vendors, subsistence farmers, unemployed women, semi-nomad shepherds, among others), living in one of the poorest countries in Africa, Mali. It is a case study about mutual health organizations1 (MHO) that have started to spring into existence in urban and rural West Africa (mostly French speaking) and provide health insurance to hundreds of thousands of people, up from a few tens of thousands just five years ago.

Brokering change in the low-income market: The Threats and opportunities to the intermediation of microinsurance in South Africa

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This study was commissioned with the goal of identifying and reviewing the threats to and opportunities for the intermediation of insurance to low-income (LSM 1-5) households in South Africa. The terms of reference of the study included a specific focus on the broker as an intermediary category and an assessment of the broker’s ability to successfully sell insurance products to the low-income market. The first section briefly looks at some of the fundamentals that are important for the discussion to follow.

Agricultural value chain finance

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This document is a collection of presentations and discussions that took place in the “Agricultural Value Chain Finance” international seminar organized by the Food and Agriculture Organization of the United Nations (FAO), RUTA and the Academia de Centroamérica and held in San José, Costa Rica from May 16 to 18, 2006. This document summarizes the main ideas discussed throughout the seminar and shares lessons learned by participants and organizers.

Zurich Bolivia: Partnerships for Success

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Bolivia has made it possible for microfinance institutions (MFIs) to become regulated, and therefore provide valuable savings services, and access the capital markets to fund their growth. Through partnerships with the Private Financial Funds (commercial financial institutions), MFIs have been successful in offering financial services to the low-income market in Bolivia. However, MFIs still look for diversifying their services available to the poor.

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