Health microinsurance schemes: Diversity, innovation and trends. A national review 2009

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The objective of the present report is to provide an across-the-country review of the various on-going health micro-insurance schemes targeting the disadvantaged groups of Indian society. To this day, there are only a few fully documented initiatives all over the world. India may become a new reference with the present work reviewing 100 on-going health micro-insurance schemes spread all over the country.

Transforming community health funds in Tanzania into viable social health insurance scheme: The challenge ahead , in Improving access through effective health financing

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In the context of preparing the “Health Promotion and System Strengthening” (HPSS) project funded by the Swiss Government, the Swiss Tropical and Public Health Institute (Swiss TPH) carried out an analysis of the CHF structures in Dodoma Region. This analysis revealed a number of limitations and structural problems for the CHFs, specifically with respect to design, enrolment, servicing, and sustainability of the schemes.

Community-based microinsurance: Innovations on the education of the poor to manage their risks

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In the context of preparing the “Heath Promotion and System Strengthening” (HPSS) project funded by the Swiss Government, the Swiss Tropical and Public Health Institute (Swiss TPH) carried out an analysis of the CHF structures in Dodoma Region. This analysis revealed a number of limitations and structural problems for the CHFs, specifically with respect to design, enrolment, servicing, and sustainability of the schemes.

Microinsurance Product Types in India

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This note analyses the characteristics and uniqueness of the different microinsurance product types with their effectiveness in delivering insurance services to the bottom of the pyramid in India. Although officially there are 23 registered microinsurance products filed by 15 insurance companies, there are a host of registered and non-registered microinsurance products in India.

Health Worker Preferences for Community-based Health Insurance Payments Mechanisms: A Discrete Choice Experiment

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This study is about the development of community-based health insurance (CBI) schemes in Burkina Faso. In early 2004, the insurance (CBI) scheme, Assurance Maladie à Base Communautiare (AMBC), was introduced in Nouna district, Burkina Faso. Under CBI schemes, members of a community, often defined by geographical proximity or through employment based relationships, pool resources in order to provide support for covering health expenditures.

Health worker preferences for community-based health Insurance payment mechanisms: A discrete choice experiment

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Two important challenges in establishing and sustaining community-based insurance (CBI) schemes are low rates of community member enrolment and high lapse rates. These factors lead to low CBI coverage which in turn results in low levels of revenue for the risk carrier and limited risk-pooling, which leave CBI schemes financially and organisationally vulnerable to unexpected changes in incomes or high disease incidence.

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