Getting Health Insurance Right for Low-Income Households: The KASHF Experience in Pakistan

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Paper

Access to health-care is limited for low-income households across the world, this Focus Note documents the successful experience of Kashf Foundation in enabling access to over 1 million low-income individuals to micro-health insurance.

Performance evaluation framework for government-sponsored health insurance programmes

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Publication

The attainment of Universal Health Coverage (UHC) is one of the key goals of the Sustainable Development Goals (SDGs), with a special emphasis on cost-effectiveness as a key success factor. So far, a number of countries have initiated health insurance programmes as a means to provide healthcare coverage, financial protection and to achieve the final goal of UHC. These programmes are based on the principles of risk pooling and purchasing of health services on behalf of the insured.

What Factors Affect Voluntary Uptake of Community-Based Health Insurance Schemes in Low- and Middle-Income Countries? A Systematic Review and Meta-Analysis

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Article

A research article, summarising a systematic review and meta-analysis carried out by Micro Insurance Academy (MIA), commissioned by the International Initiative on Impact Evaluation (3ie). "Factors Affecting Voluntary Uptake of Cummunity-Based Health Insurance (CBHI) Schemes in Low- and Middle-Income Countries" contains the analysis of key factors influencing the enrolment and renewal decisions for CBHI schemes, gathered from 54 relevant studies across Asia and Africa.

Microinsurance Business Processes Handbook

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Book

For those interested in participatory approaches to development. The handbook is a comprehensive and end to end description of the Micro Insurance Academy's business model of community based microinsurance operations in Health, Crop and Livestock.

Read our blog about this handbook

Health microinsurance instructional pricing tool

There are few microinsurance educational tools available to actuaries and healthcare practitioners. In response, Milliman and the International Actuarial Association have collaborated to develop a health microinsurance instructional pricing tool for the microinsurance industry. This model illustrates key actuarial principles common to health scheme pricing and describes a number of important items to consider when using available data and applying adjustments in health scheme pricing.

The Landscape of Microinsurance in Africa 2015 - Preliminary Briefing Note

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Briefing Note

This preliminary briefing note summarises some of the key trends and insights from the 2015 Landscape of Microinsurance in Africa, the full report for which will be published in early 2016.

The value of claims analysis in health microinsurance: Learning from three South Asian cases

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Paper

Most providers of health microinsurance (HMI) can do more to understand the illness and claims patterns of insured clients. The objective of this study is to demonstrate that analysing claims data equips HMI practitioners with valuable insights to improve the client value and viability of HMI programmes. The study performs a comparative analysis of three South Asian HMI programmes – run by VimoSEWA, Uplift Mutuals and Naya Jeevan. These providers share a common geographic region and offer broadly similar insurance for hospitalization services to low-income households.

E-M - Technology Inventory

E-Meditek

OpenQuote - Technology Inventory

Applied Industrial Logic

AZUR Health Insurance - Technology Inventory

Sita Software

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