The value of claims analysis in health microinsurance: Learning from three South Asian cases

Description: 

Most providers of health microinsurance (HMI) can do more to understand the illness and claims patterns of insured clients. The objective of this study is to demonstrate that analysing claims data equips HMI practitioners with valuable insights to improve the client value and viability of HMI programmes. The study performs a comparative analysis of three South Asian HMI programmes – run by VimoSEWA, Uplift Mutuals and Naya Jeevan. These providers share a common geographic region and offer broadly similar insurance for hospitalization services to low-income households.

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Number of chapters: 

6

Author: 

Jeanna Holtz, Abt Associates
Tobias Hoffarth, ILO’s Impact Insurance Facility
Sapna Desai, London School of Hygiene and Tropical Medicine

Published by: 

  • Other

Publisher: 

Impact Insurance

International Labour Organization

Number of pages: 

20

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