11 February 2021
Expert Forum (EF)
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Language: English, French, Spanish


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According to the World Bank, remittance flows to low- and middle-income countries reached a record high of $548 billion in 2019, larger than foreign direct investment flows ($534 billion) and overseas development assistance (about $166 billion). Covid-19 has further impacted migrants, as health risks and unemployment, and subsequent loss of income affects their ability to send money home and ensure the wellbeing of their families who rely on these remittances for their financial security.

There is therefore a need for financial products that enable remittance senders and receivers to be more resilient to financial shocks. Distributing insurance through remittance service providers has the potential to unlock greater formal remittance flows and increase uptake of insurance uptake to help close the risk protection gap.

This Expert Forum aims to examine the current context of remittances through a migrant lens, while also exploring innovative insurance solutions being deployed, the partnerships required to build these and the technology being developed to enable greater access to remittance-linked insurance products.

Simultaneous interpretation into French and Spanish will be available.


  • Dilip Ratha, Head of KNOMAD and Lead Economist, Migration and Remittances Team, World Bank, United States
  • Gideon Ataraire, CEO, Allianz Life, Ghana
  • Michele Grosso, Founder and CEO, Democrance, UAE
  • Moderator: Matthew Genazzini,  Senior Project Officer / SSNUP Coordinator, ADA, Luxembourg

Register now (members only)