The Philippine Approach to Inclusive Insurance Market Development


The presentation of this case study is structured according to three regimes of microinsurance policy and regulatory reforms in the Philippines during a span of 9 years (2006-2015). The first regime refers to milestone regulations that happened beginning 2006, the second regime refers to regulations issued starting in 2010, and the third regime describes the most recent milestone regulations in 2015.
The study also offers a background of the Philippines, an overview of financial landscape including insurance and microinsurance, conclusions and lessons.

Focus Group Discussion to Determine the Risks Faced in ger Areas in Mongolia and Provide Recommendations to Insurance Regulator and Companies


As of 2008, 154,644 families had been living in Ulaanbaatar ger area. This number had reached to 197,094 by 2013. In terms of socioeconomic status, ger area families tend to be larger, less educated, younger and poorer than apartment area households. Life pattern and living environment of ger area bring particular risks. For that reason, risk protection is needed to ger area residents because of their financial vulnerability. It is important to make ger area residents understand the benefits of insurance to protect them.


Strengthening vulnerable micro-enterprises through microinsurance: The Adie experience


Because of the major role played by MSMEs in the global economy, the microinsurance sector is gradually starting to recognise their importance and put them at the forefront of financial inclusion efforts. Microinsurance addresses the needs of MSMEs by transferring risk to a third party. Businesses can re-allocate the funds they would have needed to save for potential future shocks, towards investment in better technologies and product innovation.

Gender Impact of MicroInsurance


Gender equality is gaining increasing attention as illustrated by the third Millennium Development Goal (MDG number 3): “promote gender equality and empower women”.
This goal was set after the realisation that women and men face the same obstacles but have unequal access to resources enabling them to overcome these obstacles: unequal access to resources, education, technology, labour, capital and credit.

The Role of Microinsurance in Social Protection: A Country Study of Vietnam


This study produced by the Social Protection Working Group examines the role microinsurance could play in Vietnam if incorporated into a comprehensive social protection strategy, in order to extend coverage to vulnerable populations and improve benefits while supporting the Government’s principles of universality, solidarity, equitability, sustainability and promotion of individual responsibility.


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